Travel Loan Packages & Eligibility

Thriamvos, through Travel Loan, offers flexible financial solutions tailored to diverse travel needs. Below are two primary loan packages designed to make your journey a reality, along with their specific eligibility requirements for each loan purpose.

Package 1: The “Standard Travel Loan”

This comprehensive loan package is ideal for those seeking substantial financial support to cover a broad range of travel-related expenses, from major costs like airfare and accommodation to daily living allowances. It features competitive interest rates and longer repayment durations.

• Eligibility for **Education Loan** (Standard)

  • Must be a Nigerian citizen, 21 years or older.
  • Proof of admission to a recognized international educational institution.
  • Demonstrable financial capacity or consistent income (e.g., salary statements, business records).
  • Acceptable credit history (or a creditworthy guarantor).
  • Valid international passport with at least 6 months validity.
  • Completed visa application or approved visa (if applicable).

• Eligibility for **Vacation Loan** (Standard)

  • Must be a Nigerian citizen, 21 years or older.
  • Stable employment or verifiable source of income.
  • Good credit history (or a creditworthy guarantor).
  • Evidence of travel plan (e.g., flight bookings, hotel reservations).
  • Valid international passport (if travelling internationally).

• Eligibility for **Business Loan** (Standard)

  • Registered Nigerian business entity (CAC registration).
  • Proof of business activity and financial health (e.g., bank statements, financial reports).
  • Business travel plan (e.g., conference registration, meeting invitations).
  • Good credit history for the business and its principal owner(s).
  • Valid international passport for travelling personnel.

• Eligibility for **Pilgrimage Loan** (Standard)

  • Must be a Nigerian citizen, 21 years or older.
  • Proof of affiliation with a recognized religious body or group (if applicable).
  • Verifiable income or financial capacity.
  • Acceptable credit history (or a creditworthy guarantor).
  • Valid international passport with at least 6 months validity.
  • Proof of pilgrimage booking/registration.

Package 2: The “Express Travel Advance”

Designed for speed and convenience, this micro-loan package offers smaller, rapid funding for immediate travel needs or bridging financial gaps. It features a simplified application process and shorter repayment terms.

• Eligibility for **Education Loan** (Express)

  • Must be a Nigerian citizen, 18 years or older.
  • Proof of admission/enrollment (even provisional).
  • Basic verifiable income source (e.g., regular allowance, part-time earnings).
  • Valid government-issued ID (e.g., NIN, Driver’s License).
  • Recent bank statement (last 3 months).

• Eligibility for **Vacation Loan** (Express)

  • Must be a Nigerian citizen, 18 years or older.
  • Verifiable source of income.
  • Valid government-issued ID.
  • Recent bank statement (last 3 months) showing some savings/activity.

• Eligibility for **Business Loan** (Express)

  • Registered Nigerian business (or verifiable informal business activity).
  • Recent business bank statements (last 3 months).
  • Valid government-issued ID of business owner.
  • Proof of immediate business travel need (e.g., urgent flight booking).

• Eligibility for **Pilgrimage Loan** (Express)

  • Must be a Nigerian citizen, 18 years or older.
  • Basic verifiable income source.
  • Valid government-issued ID.
  • Proof of active participation in a pilgrimage group or religious community.
  • Recent bank statement (last 3 months).