Frequently Asked Questions (FAQs)

What is Travel Loan by Thriamvos?

Travel Loan, powered by Thriamvos Services Limited, is a platform dedicated to providing flexible and reliable travel loan solutions. We partner with leading banks and insurance providers to help individuals, families, and businesses achieve their travel aspirations for education, vacation, business, or pilgrimage by easing financial hurdles.

What types of loans does Travel Loan offer?

We offer specialized loan packages for various travel purposes, including:

• Education Loans: For students pursuing studies abroad.
• Vacation Loans: To fund personal or family getaways.
• Business Loans: For corporate travel, meetings, and expansion.
• Pilgrimage Loans: To support sacred journeys.

Who is eligible for a Travel Loan?

Eligibility varies slightly depending on the loan package and purpose. Generally, applicants must be Nigerian citizens and meet age requirements (e.g., 18 or 21+). Key factors for eligibility include:

• Verifiable source of income or financial capacity.
• Valid identification documents (e.g., passport, NIN, Driver’s License).
• For specific loans: proof of admission (education), travel plan (vacation), business registration (business), or pilgrimage booking (pilgrimage).
• Credit history assessment.

How do I apply for a Travel Loan?

The application process is designed to be seamless. You can typically start by selecting your desired loan package and purpose. You will then be guided through providing necessary personal, financial, and travel-specific documentation. For detailed steps, we recommend chatting with our Travel Loan Agent or visiting our “View Eligibility” page.

What are the repayment terms for Travel Loans?

Repayment terms are designed to be flexible:

• **Standard Travel Loan:** Typically 12 to 36 months, with equal monthly installments and interest calculated on a reducing balance.
• **Express Travel Advance:** Shorter terms, generally 6 to 18 months, with fixed monthly payments.

Are interest rates fixed or variable?

Our interest rates are competitive and applied transparently through our bank partnerships. The exact rate will depend on the loan package, amount, repayment period, and your individual financial assessment. All details will be provided upfront.

Does Travel Loan offer travel insurance?

Yes! To ensure your journey is secure, Travel Loan, in partnership with leading insurance providers, facilitates comprehensive travel insurance solutions. These policies are designed to protect you against unforeseen circumstances such as medical emergencies, trip cancellations/delays, and lost luggage. You can get an insurance quote directly through our platform.

How can I get more personalized information or support?

For detailed consultation on loan schedules, packages, or any other queries, you can reach out to our expert consultants:

+2348087315460 | +38669798740